Description

Comprehensive Family Floater Health Plan

Secure your family’s future with a health plan designed to provide extensive coverage and peace of mind. From emergency ambulance services to routine health checkups, we ensure you get the care you deserve when it matters most.

Core Coverage Benefits

• Family Floater Policy: A single sum insured that covers all members of your family, providing flexible protection for everyone.

• Pre-Existing Disease (PED) Cover: No more long waiting periods. Coverage for pre-existing conditions starts from the second year of the policy.

• Ambulance Services: Comprehensive road ambulance cover up to Rs. 2,500 per emergency event for transfers to the nearest hospital.

Hospitalization & Room Limits

We offer clear and transparent limits to help you manage your medical expenses effectively:

• Room Rent: Stay in a Single Standard AC room or avail a maximum of Rs. 5,000 per day for a normal room.

• ICU Charges: Coverage for ICU expenses is capped at Rs. 10,000 per day, with all associated charges aligned with the room rent restrictions.

Wellness & Preventive Care

Stay proactive about your health with our built-in wellness features:

• Doctor Consultations: Access five doctor consultations at our selected network hospitals.

• Annual Health Checkup: Benefit from one comprehensive health checkup per policy year.

Financial Protection & Security

• Accidental Death Cover: Provides a benefit of Rs. 1 Lakh in the first year of the policy.

• Term Life Cover: From the second year onwards, enjoy a Death Cover of Rs. 1 Lakh.

• Dental Coverage: Protection included if hospitalization is required due to an accident.

Important Terms to Note

• Co-Pay: A standard 10% co-payment is applicable for all claims filed by insured members above 65 years of age.